What Should You Include In An Xactimate Estimate Supplement Request?

When it comes to property damage claims, getting a fair settlement can feel like pulling teeth. As seasoned experts at CTT Claims, we know how tricky it can be to submit an estimate that gets you every penny you’re entitled to. That’s where Xactimate Supplement services in Dallas come in handy. By submitting a supplement request through Xactimate, you can ensure your claim reflects all the necessary repairs and adjustments.

But what should you include to make your request bulletproof?

Let’s break it down.

Don’t Skip the Damage Details

First things first, your supplement request needs to clearly outline any additional damages that weren’t included in the original estimate. It’s easy to miss hidden damage during an initial inspection, so now’s your chance to highlight what’s been overlooked. For example, maybe a leaky roof caused water damage to the insulation, or mold appeared days after the first inspection. Make sure you document every last issue. We always stress the importance of attaching thorough documentation so nothing slips through the cracks.

Photos: Show and Tell

A picture is worth a thousand words—and in this case, a thousand dollars! Include high-quality photos that back up your claims. Show before-and-after shots, close-ups of damages, and wide-angle views of affected areas. Insurance adjusters love visual proof, and let’s be real: it’s hard to argue with hard evidence. We encourage our clients to take pictures from multiple angles to paint a full picture of the damage.

Don’t Forget the Receipts

Got receipts for temporary repairs, replacement materials, or labor costs? Throw them in! Supplements often include costs that weren’t originally considered, like protective coverings or extra contractor hours. Adjusters are much more likely to approve your supplement if they can see the paper trail. No receipts? No problem. Just provide detailed explanations of any extra costs, and we’ll help you get your ducks in a row.

Break Down the Scope of Work

Insurance adjusters need to know exactly what’s needed to get the job done. That’s why a detailed scope of work is crucial. Include line items that explain materials, labor, and timelines. Using Xactimate’s robust tools, we can create a clear, itemized list that leaves no room for confusion. Think of it as your blueprint for approval. The more detailed, the better. 

Reference Building Codes

Don’t overlook building codes and regulations! If your repair work must meet specific local codes, make sure to reference them in your request. This is especially important for upgrades like electrical systems, roofing, or structural repairs. Our Xactimate Supplement services in Dallas are designed to ensure compliance with local codes, so you won’t have to stress about overlooking key details.

Explain Your Case in Plain English

Now, here’s the kicker: keep it simple. Adjusters don’t have all day to read long-winded explanations, so stick to plain, easy-to-understand language. We craft supplement requests that are straightforward and professional. We know adjusters appreciate clear communication—and that clarity could be the difference between an approval or rejection.

Filing a solid Xactimate supplement request doesn’t have to be rocket science. Include detailed damage reports, photos, receipts, a comprehensive scope of work, and references to local building codes. Most importantly, keep things clear and concise.

If you’re feeling overwhelmed, don’t sweat it—CTT Claims has your back. With our Xactimate Estimate Supplement, you can rest easy knowing your claim is in expert hands. Reach out to us today, and let’s get your Xactimate supplement approved without breaking a sweat.