What Are the Most Commonly Overlooked Items in Roofing Insurance Claims?

Let’s be honest—insurance claims for roof repairs or replacements can be a headache. And what’s worse? Getting short-changed because crucial items got missed. At CTT Claims, we see this happen way too often. Most homeowners and even some contractors aren’t aware of what should really be included in a roofing claim. That’s why understanding roof supplement insurance Symbility is such a game changer.

We’re here to break it all down for you.

Why You Should Care (Yes, Really)?

Every missing line item equals money lost. If your insurance only pays for part of the work, guess who ends up footing the rest of the bill? That’s right—you or your contractor. We get it, most folks just want their roof fixed fast. But speed without accuracy can cost you big time. At CTT Claims, we help people like you get full value on your insurance claims—because we’ve seen firsthand what happens when critical items fall through the cracks. And trust us, there are plenty.

Missed Flashing and Drip Edge 

Let’s kick things off with the basics. These components protect your roof from water intrusion, but they’re easy to miss if you’re not paying close attention.

Here’s why they’re important:

• Drip edge prevents water from slipping beneath the shingles and causing damage to the fascia board.
• Flashing diverts water away from vulnerable areas like chimneys and valleys.

If your claim doesn’t include these, the long-term damage could cost a fortune.

Underlayment 

Many insurance adjusters forget about underlayment—especially synthetic types. It’s the waterproof barrier between your decking and shingles. Without it, your roof’s durability takes a hit.

We make sure your claim includes:

• Ice and water shield where required by code
• Synthetic underlayment instead of outdated felt
• Heat-resistant materials designed for metal roofs and low-slope roofing systems.

These aren’t upgrades—they’re necessities.

Ventilation

You’d be surprised how many claims skip this step. Good ventilation boosts your roof’s lifespan and helps keep your home energy-efficient. Things that are ignored are – ridge vents, soffit vents, box vents.

We make sure the insurance company accounts for proper ventilation systems in your claim.

Other Sneaky Oversights You Should Know About

Besides the big three, here are a few more line items that insurance adjusters often forget:

• Starter strips and hip/ridge shingles
• Roofing accessories like pipe boots, storm collars, and exhaust vents
• Roof decking replacement
• Permits and code upgrades

Missing just one of these can eat into your payout.

How to Stay Ahead of the Insurance Game?

Here’s the good news—you don’t have to do this alone. We handle all the grunt work so nothing is missed.

We will:

• Inspect every inch of your roof damage
• Cross-check with local code upgrades
• Use roof supplement insurance Symbility software to align all estimates with industry pricing
• Communicate directly with insurance adjusters to fight for full coverage

We’re pros at spotting the gaps—and filling them with cash back in your pocket.

FAQs

Q1. What is a roof supplement?

It’s an added request for more funds when the original insurance estimate missed key repairs or upgrades.

Q2. How do I know if items were overlooked in my claim?

Unless you’ve got roofing or claims experience, you probably won’t know. That’s where we come in.

Q3. Will requesting a supplement delay my roofing project?

Not with CTT Claims. We streamline the process and keep your timeline moving.

Q4. Can any contractor handle supplementing insurance claims?

Not really. Most don’t understand what to look for or how to document it correctly.

Q5. Is it legal to ask for more money after a claim has been approved?

Absolutely. It’s your right to receive full compensation for all necessary repairs.

Ready to Max Out Your Roofing Claim?

If you’ve already filed a roofing claim and feel like something’s missing—chances are, you’re right. Let’s recap:

• Tons of critical items often get overlooked.
• Most homeowners don’t even realize it.
• You deserve full compensation for every piece of the job.

At CTT Claims, we’ve got your back when it comes to supplementing roofing insurance claims.

We know how to spot missing items, speak the insurance language, and make sure nothing slips through the cracks. Call us today!